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Maryland casinos used to only offer 3:2 blackjack games when a player was dealt a natural blackjack. This game has a low house edge. The payout for blackjack games offered by casinos changed when MGM National Harbor opened in 2016. Casinos in Maryland casinos may now pay 6:5 when dealing a natural blackjack if they choose.

Maryland casinos may each offer different rules. You can see a full outline of Maryland blackjack rules from the Maryland State Lottery and Gaming Control Agency here.

  • Natural blackjack may pay 3-to-2 or 6-to-5
  • Dealer may hit or stand on Soft 17
  • Player may double down on any two cards
  • Player may double after splitting a pair
  • Casinos must offer Surrender

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Table Games Revenue in Maryland

Maryland reports their blackjack differently than some other states. Gaming reports are sent out monthly. The games are grouped in two categories: Banked and non-banked table games and terminals (slot machines, video poker, etc.).

Here are table game revenues for June, 2016 in Maryland. This includes revenue from all table games, not just blackjack.

  • Non-Gross Table Game Revenue: $839,177,086
  • Banked Table Game Revenue: $46,441,844.26

Visit the Maryland Gaming Control Board for more information on casinos around the state.

History of Blackjack in Maryland

Casino gambling in Maryland is still relatively new having started in 2010. Table games weren’t approved until 2012. Today there are six full-service casinos that offer traditional blackjack, poker, slot machines, and other casino games.

The biggest change to Maryland blackjack happened in 2016 when the MGM National Harbor opened. Blackjack rules were altered to allow casino operators throughout the state to change rules and increase the house edge. The new rules give casino operators more flexibility in the product they offer customers. As of the writing of this article, only two the casinos in the state (Hollywood Casino Perryville and Rocky Gap) have kept all 3:2 blackjack games.

Maryland Blackjack News

State Pages: PA Blackjack – Florida blackjack – NJ Blackjack


Playing real money blackjack online is a great way to save the time and expense of traveling to the nearest casino. Online play also offers more options than most casinos and often offer better odds.

Real Money Online Blackjack Software

Most real money online blackjack games run on a software platform. Popular casino software platforms include Playtech, Microgaming, and Real Time Gaming. Most of the specific examples on this page use Bet365 games, which uses Playtech software, but most online casinos operate in much the same way.

Online software driven blackjack games all look about the same. You log into your casino account, click on the blackjack game, and it comes up on your screen. You pick the amount you want to bet, and the software deals the cards.

Each casino sets a minimum and maximum bet for each game. The standard game of blackjack at Bet365 has a minimum bet of 1 € / $ / £, and the maximum bet is 100 € / $ / £. Other rules variations have different limits, which you see when you open a new game. The currency is set by the country where you’re located, and the software converts everything for you.

Once you get your two cards, you click on one of the following buttons on the screen:

  • Stand
  • Hit
  • Double
  • Split
  • Surrender

Not all the options are available on every game or at all times. After you finish your actions, the dealer draws or stands based on the house rules.

Once the action is completed, the software either takes your bet or pays out your winnings. Then you click the deal button to start the next hand.

Playing blackjack this way is fast and easy. You can easily play 100 hands per hour (or more). If you learn how to play on one software platform, you won’t have any difficulty playing on others.

Can you count cards in online blackjack?

Can you count cards in online blackjack?

One of the questions players eventually ask if they know anything about beating blackjack is if you can count cards while playing online. You can practice counting cards while playing online, but you can’t get an edge by doing so.

The software that runs the blackjack game shuffles the deck or decks after each hand.

It’s the same as playing a fresh game each time.

Real Money Live Dealer Blackjack

Many online casinos now offer live dealer online blackjack games. Bet365 offers the Playtech version of their live dealer game with a minimum wager of 10 € / $ / £ and a maximum bet of 600 € / $ / £.

Live dealer games use a camera focused on a live dealer. The table combines with streaming video technology and special software to let you play on your computer. You use a software set-up much like the one described in software driven games to make your best playing decisions. But all the action is live on your screen with real cards.

The action is slower than when you play a software driven game, but many players enjoy the live dealer play. The odds and rules are usually similar or the same as the software games; there’s no advantage to one system over the other.

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Can you count cards in a live dealer game?

Can you count cards in a live dealer blackjack game?

While many blackjack players instantly think about counting cards while playing live dealer games online, the casinos know about the possibility. They set the rules for the games so that you can’t get an advantage by counting. Different live dealer casinos use different methods to accomplish this, but here’s the bottom line:

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Counting cards in an online live dealer blackjack game is a waste of time.

If you want to count cards and get an edge against the casino, you still have to play in a land based casino.

But playing online is still a great way to practice. The speed of the game is a concern for beginning counters, and an online game is a good place to see how fast the game moves.

Currency for Playing Real Money Blackjack

The accepted currencies vary by casino and where you live. The most widely accepted currencies are the Euro and the US Dollar.

Here’s a list of other currencies accepted by many online casinos, including Bet365:

  • Argentinian Pesos (ARS)
  • Brazilian Reais (BRL)
  • Bulgarian Leva (BGN)
  • Canadian Dollars (CAD)
  • Chinese Renminbi (RMB)
  • Czech Koruna (CZK)
  • Danish Kroner (DKK)
  • Euros (EUR)
  • Hungarian Forint (HUF)
  • Icelandic Kroner (ISK)
  • Indian Rupee (INR)
  • Japanese Yen (JPY)
  • Malaysian Ringgits (MYR)
  • Mexican Pesos (MXN)
  • New Zealand Dollars (NZD)
  • Norwegian Kroner (NOK)
  • Polish Zloty (PLN)
  • Romanian New Leu (RON)
  • Swedish Krona (SEK)
  • Swiss Francs (CHF)
  • Taiwanese Dollars (TWD)
  • Thai Baht (THB)
  • UK Pounds (GBP)
  • United States Dollars (USD)


Deposit methods for playing real money blackjack are based on where you live and where you’re playing online. The best way to find out which options are available where you live and where you plan to play is to sign up for an account and visit the cashier section of the casino.

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  • MasterCard
  • Visa
  • Bank Wire
  • Bank transfer
  • Neteller
  • Skrill
  • Paypal
  • PaySafeCard
  • EntroPay

By visiting the cashier area, you can follow the simple instructions after finding the method you want to use to make a deposit. If you have questions, contact the support department before you make a deposit.

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Just like deposit methods, withdrawing depends on where you live and the services offered by the casino.

Here are some of the most used withdrawal options offered by online casinos:

  • Check or Cheque
  • Bank Wire
  • Bank Transfer
  • Neteller
  • Skrill
  • Paypal
  • EntroPay
  • Visa
  • MasterCard

Legal Real Money Online Blackjack Countries

Laws regulating real money online blackjack games vary by country and sometimes region or state. And new laws are constantly being passed. This makes it hard to keep a current list of places that offer legal online gambling.

Always check with your local legal contacts to verify that playing blackjack online is legal, because laws change. And we’re not legal experts.

The following is a list of countries where Bet365 offers legal real money blackjack:

  • Argentina
  • Australia
  • Austria
  • Brazil
  • Denmark
  • Egypt
  • Finland
  • Germany
  • Gibraltar
  • Greece
  • Hungary
  • Hong Kong
  • Iceland
  • Ireland
  • Italy
  • India
  • Indonesia
  • Macedonia
  • Malta
  • Malaysia
  • Norway
  • Poland
  • Saudi Arabia
  • Singapore
  • South Africa
  • South Korea
  • Spain
  • Sweden
  • Ukraine
  • United Kingdom

Can you play real money online blackjack in the United States?

Only two states in the United States offer regulated real money online blackjack. Residents of New Jersey and Delaware can play at licensed online casinos. Pennsylvania launches its games in 2019.

Most states offer legal land-based blackjack, but the country as a whole has been slow to adopt legal online gaming. You can still find unlicensed and unregulated online casinos offering real money blackjack to players living in other states in the United States, but you don’t have any protection if they decide to cheat you or simply take your money.

Real Money Online Blackjack Rules / Game Variations

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Much like in land based casinos and gambling establishments, you can find a wide range of blackjack rules and game variations online.

Common rule variations to look for include the following:

  • Dealer hits or stands on a soft 17
  • Player can double after split
  • Player can re-split aces
  • Player can surrender
  • Number of decks from 1 to 8

Each set of rules creates a different house edge. The listed house edge assumes you’re using perfect basic blackjack strategy.

Here’s an overview of the different real money blackjack games available at Bet365 and their expected house edge:

Blackjack, Perfect Blackjack, and Progressive Blackjack – Dealer stands on soft 17, player can double on any two cards, no re-splitting aces, and no surrender. The return to player is 99.57%, and the house edge is 0.43%.

Blackjack Pro – Dealer hits on soft 17, no double after split, can double on 10 and 11 only, player can re-split aces, and no surrender. The return to player is 99.56%, and the house edge is 0.44%.

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Blackjack Surrender – Dealer stands on a soft 17, no doubling after split, player can double on any two cars, no re-splitting aces, and surrender is allowed. The return to player is 99.65%, and the house edge is 0.35%.

Blackjack Switch – The dealer hits on soft 17, doubling after split is allowed, can double on 9, 10, and 11 only, no re-split on aces, and no surrender. The return to player is 99.86%, and the house edge is 0.14%.

Live Dealer Blackjack – The dealer stands on soft 17, double after split is allowed, can double any two cards, no splitting aces, no re-split, and no surrender. The return to player is 99.51%. The house edge is 0.49%.

Getting a Blackjack Bonus when Depositing at an Online Casino

Most online casinos advertise deposit bonuses to entice you to play. They’re usually a percentage of your deposit up to a certain amount.

Here’s an example:

Get a 100% matching deposit bonus up to $500.

This means any amount you deposit up to and including $500 is matched by the casino. If you deposit $400, the casino gives you another $400 to play with.

But this bonus money is always attached to specific terms and conditions. To clear the bonus, you have to wager a certain amount, and some of the bonuses are deducted from your account before you can make a withdrawal.

Always read the terms completely before you accept a bonus. Many bonuses are only for slots play, or they restrict your ability to play blackjack. Blackjack may have a massive wager requirement into the hundreds of dollars for every dollar in bonus. You don’t want to accept a bonus only to find out you can’t use it to play blackjack.

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Can you use PayPal to deposit at online casinos?

PayPal is the most used and trusted online money transfer system. You can send money to friends and businesses around the world in just a few seconds. It only makes sense that players want to know where they can use it to fund their online blackjack play.

Just like most deposit methods, whether you can use PayPal depends on where you live and where you want to play online. For example, if you live in the UK and play at Bet365, you can use PayPal to make a deposit. Just sign up for an account and go the cashier area. If it’s available as an option, it will be listed there.

If you live in the US, you can use PayPal to deposit at some New Jersey online casinos. It is also accepted by some licensed sportsbooks in the state.

How secure is a real money online casino blackjack?

The online casinos offering blackjack that have gone through the process of being properly licensed and are regulated are safe. They use many of the same safety systems and protocols of large banks, and you’re protected by the laws that regulate them.

But if you play at an online casino that is not licensed, you don’t have any protection except their reputation. Only you can decide where to play, but use extreme caution if you choose to play at an unregulated online casino.

Are there real money blackjack apps for iOS?

Yes, you can play real money blackjack on Apple devices running iOS including iPhone and iPads.

But this answer comes with a caveat; you can only play real money blackjack on your iOS device if you can legally play on a regular computer. If you live where you can legally play online, you can play on your phone.

But if you can’t play where you live, you can’t get around this by using your iPhone.

Are there real money blackjack apps for Android?

The same answer stands for Android devices as the one we just gave for iOS devices. Real money mobile blackjack games are available if you live in a location where it’s legal to gamble online.

Does online blackjack offer worse odds than blackjack at a brick and mortar casino?

The opposite is usually true. You can usually find online blackjack games that offer better rules and a lower house edge than you find in most land based or brick and mortar casinos including Las Vegas.

Online casinos can offer the best rules options and odds; they understand that players will play many more hands per hour than they do in a land based casino, the players tend to make mistakes and not play perfect strategy, and–no matter what–the casino still has the long-term edge.

The better rules usually include blackjack always paying 3:2, being allowed to double down after splitting, surrender and the dealer standing on soft 17. Avoid playing at online blackjack tables called ‘European Blackjack.’ These games do not deal the house’s hole card until the player acts. This can cause the player to lose double downs and splits if the dealer ends up with a blackjack.

For examples of the rules and house edge found online see the section above about the rules variations. The house has less than a half percent edge in most online games offered online. Just remember you must use perfect strategy to keep the edge as low as possible.

Can I clear an online casino bonus at blackjack?

This depends on the online casino. Some do not permit blackjack when clearing a bonus. Other do. However, the wager requirement may be so high that it does not matter as it may be impossible to clear. Always read the terms and conditions of the bonus to ensue that it fits the games that you would like to play.

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You can quickly log in and start playing real money blackjack online from home or on the move if you play on your phone or tablet. This makes it more convenient and faster than traveling to the nearest live blackjack game.

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When you combine these facts with the good rules available and low house edge it makes a great deal of sense to play online. Just make sure you’re playing in a licensed and regulated casino so you have a safe environment.